dave chaise manhattan bak
you can enter the  book of  laws inamerica and regulation for bank
when you read the old agreement
(you need write in the new
according the chapter 3 the law of building ) the concrete costs
300  for the company
and 
if you see
1- different in the sum
-different  chapter of the law / regulation- different   cost of the concrete
2- the law can change -they change ffor the ownwners of concrete
warnin
from 25 6 72 the regulations law
cost of concrete is changed
the  bank need to arrage accordingly because the bank sell the air
the deal will be monitired and changed

this is to dsy for the  politics of federal reserve -main bank